When you find a reputable home warranty firm, things like restoration and renewal expenses of devices like refrigerators will be sorted, and you won’t have to spend anything. The moment any device in your residence cracks down, the warranty firm will be able to direct you to the reasonable artisans in your region. Since there are so many types of warranty companies, it can be challenging to choose the best firm for you. In this read, we will look at how you can compare different home warranty companies to choose the most excellent one for you.
What is a home warranty?
A home warranty is a service that covers the repair and replacement of home appliances and home systems when they break down due to normal wear and tear.
Before we get into details on home warranty ratings, you also need to understand the difference between a home warranty and insurance. Homeowners insurance covers your home and belongings in the event of damage from fires, storms, theft, or other disasters. On the other hand, a home warranty covers the repair or replacement of home appliances and home systems that break down due to normal wear and tear.
How to compare home warranty companies
As aforementioned, there are many home warranty companies today. However, not all of them are right for you. Here are a few tips that will help you compare different home warranty firms and choose the best one for you:
- Check the coverages offered
The first step is to check what each company offers and see if it matches your needs. Some companies may cover more items than others, so make sure to find one that covers all the items you need. But first, you need to understand your needs and what you want to be covered.
- Check the fees
The second step is to check the fees each company charges. Home warranty companies typically charge an annual or monthly fee and a service call fee every time you need to use the warranty. Make sure to compare these fees to find the most affordable option.
- Read the reviews
One of the best ways to get unbiased information on a company is to read online reviews. But beware, some companies may create fake reviews to make themselves look good. The best way to spot a fake review is to look for patterns in the reviews. For example, if all the positive reviews have the same language or tone, they may be fake.
- Get quotes from multiple companies
The final step is to get quotes from multiple companies so you can compare their prices and coverage. Get their contacts from their website and request their quote. This will help you find the best deal on a home warranty.
Top Home Warranty Companies
Here is a list of some of the best home warranty companies you may want to consider. However, as stated earlier, only choose one that meets your needs and budget accordingly.
- American home shield
If you are looking for a home warranty that will protect every system and appliance in your home, this is an excellent option. The American home shield appliance replacement has been operating since 1971, rendering it one of the extensively believed warranty corporations.
It has three strategies you can choose, the claim process is straightforward, provides good coverage for some appliances with pre-existing conditions.
AHS has three monthly plans that range from $40-$58 per month. AHS customers can choose their service fees. A lower service fee equals a higher monthly premium. On the other hand, a higher service fee equals a lower monthly premium.
- Choice Home Warranty
Choice home warranty was established in 2008, and it is amazing for homeowners who want to cover their systems and home appliances. The package they provide is quite flexible, and this is one of the reasons it makes it to this list of excellent home warranty services.
This company provides a lot of good coverage for different appliances with extra fees. Also, their monthly plans are very affordable as well as their service call fee.
CHW has two plans- the basic plan and the total plan. They range from $41-$50 and a service fee of $85. CHW customers can choose their service fee. A lower service fee equals a higher monthly premium. Conversely, a higher service fee equals a lower monthly premium.
- Select home warranty
Founded in 2012, Select home warranty is one of the best companies that offer home warranty services. They have flexible coverage, and their plans are very affordable.
This company covers a lot of appliances with some extras. The monthly plans they offer are quite cheap, and their service call fee is $75. However, their only disadvantage is that they are not available in all states.
Before choosing a home warranty company, you need to do your research. There are tons of information online that can help you make an informed decision.